Frequently Asked Questions

Frequently Asked Questions


Q: What kind of credit problems can you help with?

A: We help people with all kinds of credit – Good Credit, Bad Credit, No Credit, First-time Buyers, Previous Repossessions, Divorce and especially people in Bankruptcy Chapter 7 or Chapter 13 (discharged or not).


Q: Why should I apply for an auto loan through ToyotaSaysYes.com?

A: Getting an Auto Loan from the right dealership is a great way to improve and rebuild your credit. ToyotaSaysYes.com is affiliated with Toyota Direct, a New and Pre-Owned dealership that sells quality vehicles.


Q: How will this help rebuild my credit?

A: All loans approved through ToyotaSaysYes.com will be reported to the major credit reporting agencies, thus building your credit while you drive a dependable vehicle.


Q: Do I need a down payment?

A: Not necessarily. We have plans with Zero down payments for those that qualify.


Q: Do you take trade-ins?

A: Yes we do. Even if your vehicle is not running and you want to trade it in, we can use it to lower your monthly payment. Even if you owe money on it, we can still take it as a trade in.


Q: Is my information confidential on this site?

A. Yes. We comply with State and Federal Privacy Laws keeping your information confidential.


Q: Will my information be shared with anybody?

A: Yes. The information you give us to get an auto loan is secure but it will be shared with financial institutions to get your loan approved. View our Privacy Notice to see how we share your information.


Q: Who will be working with me to get my Auto Loan?

A: You will be working directly with the Finance Manager who will know your special situation and will assist you in a professional and courteous manner in the privacy of his/her office.


For more please read what some of our previous clients had to say about us.