Budget: before you head out, make sure you look at your finances. Make sure to include insurance as well. You must have full coverage when you have an auto loan. Then when you go in you can look at cars, that way you can ensure you will be able to keep the car.
A dealership who works with those who have bad credit: this is a big one. Our dealership, at ToyotaSaysYes.com specializes in helping those who might not have the best credit score, or have bad credit and can work with you on getting a car, SUV, truck or van! As we specialize in that, so we can offer special loans or deals. We are understanding, and can help give you guidance and find a vehicle that fits your needs.
Start paying on your debt: one thing is to make sure to start paying a little on your debt. Even if it is $5 a month, it is something. Start with the lowest value due, and pay it off, then move to another bill and so on. That way you can mark off your bill and feel like you are getting somewhere. It will help with your credit, and be a plus for getting a loan!